Archive for June 24, 2008

Ten Ways to Finding Your True Identity in Retirement

There are definite benefits to having an identity in life. By knowing your identity, you are better able to accomplish your goals, whatever they may be. Well, this is especially true during your retirement years. By knowing who you are and what you need to accomplish in life, you’ll gain a sense of confidence and pride, and your life will have precise meaning. You won’t feel as though you are living an unfulfilled life. In this brief article, we’ll discuss 10 ways to find your true identity. They are as follows:

1. Do something productive. People today retire at about 57.5 years and have likely worked for 35-plus years, and can expect to live to about age 85 or older. So they’ll, in essence, spend 45+ years in retirement. Therefore, it is paramount that you do something that you enjoy and that makes you happy.

2. Consider retirement as a commencement. What is your concept of retirement? Hopefully, you’ll se it as a new beginning — a time to grow. Remember, the end of one thing is the commencement of another. You could use this time to learn French, travel to foreign lands, take a new course, or start a new business. By using your new-found time to make your dreams come true, you can truly find purpose.

3. Continuing to work. Yes, it is true, you may have retired. But you aren’t dead. You can still work a full-time or part-time job, or pursue volunteer activities. Either way, the possibilities are endless. The benefits range from keeping yourself busy to earning some extra cash.

4. Remain active. By remaining active, you can take control of your physical health and emotional well-being. After all, a healthy body facilitates a healthy mind. Consider joining a yoga, jazzercise or karate class. This will help you physically and socially.

5. Find new goals. This is the time to find new goals or rekindle old ones. No that you have time on your hands, try to fulfill your dreams. Decide what you want to accomplish and achieve.

6. Join a worthy cause. By committing yourself to helping others, you will find purpose and meaning in retirement. Not only will thismake the world a better place, but it will give you immense pride and a feeling of inner accomplishment.

7. Cultivate a hobby. By pursuing a hobby, you’ll be able to do something that makes you feel good. Perhaps you’ve always wanted to be a crafter. Well, now is the time to make jewelry and other trinkets that you can give away or, better yet, sell for a profit!

8. Maintain a youthful attitude. Just because you are retired does not mean you have to act like you’re ancient! Go bungee junping, rock climbing, ice skating, skiing, or simply travel. By acting like you feel, you’ll maintain a youthful attitude.

9. Maintain a positive attitude. By remaining energetic and having a better understanding of what you want out of life, you can find purpose and meaning. Spread your joy and happiness to others. Be a beacon of light, and shine.

10. Just refuse to fade away! Take control over your life and realize that you are here for the long haul. Although you may be retired, this is the “betinning, not the end” and you can accomplish all of your personal and professional goals by having faith and perseverance, and bymaking your dreams a reality. You can be your own “personal best” — retired or not!

In conclusion, retirement is not the end, but the beginning. You can find purpose and meaning in your life. By refusing to fade away, maintaining a positive attitude, maintaining a youthful attitude, cultivating a hobby, joinging a worthy cause, finding new goals, remaining active, continuing to work, changing your attitude, and being productive, you can retire successfully. And you will have meaning and purpose in your life.

Dr. Cynthia Barnett is a “refired” educator who had reinvented her life moving from the school house to an entrepreneurial venue.. She is the author of “Stop Singing the Blues: 10 Powerful Strategies for Hitting the high Notes in Your Life, and RE-FIRE, Don’t Retire: 7 Secrets of Highly Successful Retirees She was featured by Time magazine for their article on women in mid-life who have reinvented themselves.

If you are ready to “RE-FIRE” your life sign up for my free 7 day audio mini course on the 7 biggest mistakes retires make and how to avoid them for an extraordinary life at http://www.refiredontretire.com

Make Money In My What? Tips To Reading Through The Hype Of Multi-Level Marketing

Picture this scene.

It could have been written by Rod Serling (The TWILIGHT ZONE).

A man shows up at your door. He is wearing a mask – so you can’t tell who he is. He is representing a business – but he won’t tell you what the business is. He wants you to give him $150 to become part of this business.

The masked man (no, not the Lone Ranger) goes on to guarantee that you can make $10,000 a month (after 12 months) with this business – that is not yet in business, or you get your money back. But, this anonymous stranger offers no contract. You ask where you write in order to get your money back. He gives you the address of a vacant lot. The mysterious stranger continues by saying that you need to do nothing. He will build your business for you. You ask, “how?” You are told that is on a need-to-know basis only. And, you do not need to know.

Question. Do you give this man your $150?

So, why do people fall for this exact type of scene on the Net every day?

You have probably received the spam. New company. It’s in pre-launch. He can’t tell you the name of the company, but you will have heard of it. Will be the hottest thing this year. Get in now. It’s going to explode.

Don’t fall for the whistles and bells of bad marketing. Here are some of the telltale signs to beware of.

1. Make Money In Your Underwear!!!

Just the other night, I saw a re-run of a commercial with Michael Jordan pitching Hanes(tm). I’ve also seen the Victoria’s Secret(tm) models, both in magazines and on television (but not often enough). These people make money in their underwear. They also work hard. You and me, we would get committed. We would get committed to a home for the insane.

Don’t believe the hype. Yes, you could sit in front of your computer and work at your home business wearing only your underwear. After all, it is your home. But, the key is – IT’S A BUSINESS. And, if you don’t treat it as a business, the only person making money will be the person who took your money. And, they wear more than their underwear when they take your money to the bank.

The line, “Make money in your underwear” is about as old as the Net itself, but it is still used. Don’t be the fool who is parted from his money. Real, legitimate business opportunities don’t bother with this kind of misleading hype.

2. Make Money While You Sleep! ! ! ! ! !

Re-read the previous section.

Yes, the Net IS available 24 hours a day. But, this is still misleading hype used mostly by get-rich-quick schemes in an attempt to convince you that the Net will make money for you.

Rule #1. The Net does not make money for you. It can provide a new medium, and access to many more potential buyers than ever before. But, you must make the effort. Those who make money from the Net while they sleep, are those who work hard on the Net while awake.

Like before, it’s still a business, and to make money – you must work for it.

3. The Number Of !!!!’s or $$$$$’s Has No Relationship To The Number Of $$$$$ You Make.

I get messages like this in my mailbox every day. You probably do, too. It never ceases to amaze me the way people write some of the ads. I guess they use excessive punctuation to make up for the lack of anything significant to say. Just because they fell for this – don’t you fall for it. $$$$$$$$$$$$10.00 is the same as $10.00. If their “programs” were worth joining, the emphasis would be on the product – not the punctuation.

4. The Dollar $ign I$ Not A Letter Of The Alphabet. Even In Bu$ine$$.

Again, an appeal to the “Greed Factor.” Because they substitute a dollar sign for the “S” everywhere in their sales letter, they think you are stupid enough to think this means you will make a ton of money. Why not? They were probably stupid enough to fall for it. Once again, legitimate business opportunities don’t pull this sort of thing. Their products, and their endorsements allow the program to stand on it’s own merit.

5. ALL CAPITAL LETTERS DOES NOT MAKE IT MORE IMPORTANT.

In the old days, someone decided that on the Internet – all capitals was the same thing as shouting. I’ve never really understood that philosophy, but – being in all capitals does make it much more difficult to read. Why would someone send an important email that ’shouts out’, “I’m not a professional.”

6. If It’s Going To __E_X_P_L_O_D_E__, It’s Probably A Bomb.

Enough said. If I had a dollar for every email I’ve been sent about a program that was going to “explode,” I would have a good income. On the other hand, if I had a dollar for each of the programs that are still in business, I might be able to send out for a pizza.

7. They’re Making So Much Money, But Their Email Address is: I’m_using_a_free_domain@hotmail.com.

I just hate it when an email comes telling me how much money they have made in this program. And, the return address is a free email account. Domains can be had for less than $35 per year, depending on who you register with. When I get these emails, they aren’t even opened. The delete key is used.

8. Letters From Legitimate Businesses Don’t Begin, “This Is Legal Because…”

Do you really want to join some program where you have to quote or misquote) postal regulations in an attempt to convince people what you’re doing is legal.

Have you ever seen Bill Gates hold a press conference to say, “What we’re doing is legal because…” OK. Bad example. But the point is – if you have to defend your products legality, do you really want it as a product?

9. Real Testimonials Have Names, Not Initials, and….

If a testimonial only has a person’s initials, how do you know the testimonial wasn’t just written by the person trying to take your money? You don’t. Real testimonials have the person’s name.

And, on the Internet, at least an email address. Real businesses with real products or services that conduct business in an ethical manner want you to contact the people who give testimonials. These businesses have nothing to hide, and are proud of the way they do business.

If you don’t have a way to contact the person writing a testimonial – it doesn’t matter how good the testimonial sounds, the fact is – it’s worthless.

10. Real Businesses Have Contact Information.

Would you join a business where you have no real idea who is running it? Lot’s of people do. What if there’s a problem? How do you contact the company? Do you contact your sponsor? Do you even know who your sponsor is? Don’t send your money to “them,” unless you know who the “them” really is.

This article is copyright © 2002. Dan Levy. All rights reserved, except as noted. You are granted distribution rights, but this article may not be sold.
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